İncir Participation Account is a type of participation account that allows high-deposit customers to earn high profit share returns. In this account type, returns are shared between the account holder and Kuveyt Türk within the framework of profit and loss partnership.
What is İncir Participation Account?
İncir Participation Account is a participation account that offers the advantage of high profit share returns. It is a product designed for customers with high deposits who wish to achieve high returns.
Features of İncir Participation Account
- The features of İncir Participation Account, designed for customers who want to benefit from high profit share returns, are as follows:
- İncir Participation Account can only be opened in TL.
- The minimum amount required to open an account is 3.000.000 TL.
- All customers can open an İncir Participation Account.
- İncir Participation Account can be opened with term options of Daily Earnings (2 - 29 Days), Daily (31 - 363 Days), 3-Month, 6-Month, and Annual periods.
- Within the specified limits, withdrawals can be made without breaking the term.
- If a withdrawal is made from the account, the profit share payment will be calculated based on the remaining balance in the İncir Participation Account at the maturity date.
- The return rate is determined at the end of the term.
*The total of special current accounts and participation accounts is covered by the Savings Deposit Insurance Fund (TMSF) up to 950.000 TL for both individuals and legal entities.
Advantages of İncir Participation Account
- You can benefit from the high profit share return offered exclusively to high-deposit holders.
- With various maturity options, you can manage your savings within the timeframe that best suits you.
- As long as you stay within the specified limits, you can withdraw money from your İncir Participation Account during the term without breaking the maturity.
For profit-sharing and withholding rates related to the İncir Participation Account, please refer to the table below.
Profit-Sharing and Withholding Rates
Profit-Sharing Rates (TL)
| Opening Balance | Sub Balance* | 2-6 Days | 7-20 Days | 21-29 Days | 31-180 Days | 3 Months | 6 Months | 180-363 Days | Annual | |
|---|---|---|---|---|---|---|---|---|---|---|
| CLASSIC | 3.000.000 | 3.000.000 | 81-19 | 84 -16 | 87-13 | 90-10 | 90-10 | 90-10 | 90-10 | 90-10 |
| SILVER | 10.000.000 | 9.000.000 | 84-16 | 87-13 | 90-10 | 93-7 | 93-7 | 93-7 | 93-7 | 93-7 |
| Withholding Rates** | %15 | %15 | %15 | %15 | %15 | %15 | %15 | %12 |
*Sub Balance refers to the minimum balance that must be maintained in the account if a withdrawal is made during the maturity period.
**For accounts opened and renewed between 01.02.2025 - 30.04.2025.
Through Which Channels Can an Application be Made to the Incir Participation Account?
To make an application easily and quickly for an İncir Participation Account, you can visit Kuveyt Türk branches or apply via Kuveyt Türk Mobile and benefit from its attractive return advantage of this account.