Build up savings safely with Kuveyt Türk Participation Accounts.
About Participation Accounts
A Participation Account is a type of account where you share profits with Kuveyt Türk within the framework of a profit-loss partnership.
How to Open a Participation Account?
When you want to open a Participation Account, you can send an opening order to our bank via Kuveyt Türk Mobile or Kuveyt Türk Internet Branch. If you wish, you can also complete this process by visiting the nearest Kuveyt Türk branch.
Participation Accounts Features
- You can open an account in TRY, USD, and Euro with a minimum monthly maturity.
- You can choose from 5 different account types: Classic (Klasik), Silver (Gümüş), Gold (Altın), Platinum (Platin), and Platinum+ (Platin+).
- You can withdraw money within the limits determined by your account type and without breaking the maturity.
- The rate of return is determined at the end of maturity.
- We use the funds collected through Participation Accounts in the financing of commercial, industrial, and service sectors in accordance with interest-free banking principles.
- You can get information about net and gross return amounts per account type through our Profit Share Calculation tool.
Types of Participation Accounts
Try Participation Accounts
|
Profit Share Rate (%) |
| Oppening Balance | Minimum Balance | 1 Month (30-31 Days) | 3 Months (32-91 Days) | 6 Months (92-180 Days) | 1 Year (181-364 Days) | More Than 1 Year (366-999 Days) | |
|---|---|---|---|---|---|---|---|
| Classic | 250 | 250 | 75-25 | 76-24 | 78-22 | 80-20 | 82-18 |
| Silver | 50,000 | 35,000 | 80-20 | 81-19 | 83-17 | 84-16 | 86-14 |
| Gold | 250,000 | 175,000 | 82-18 | 83-17 | 85-15 | 87-13 | 90-10 |
| Platinum | 750,000 | 600,000 | 85-15 | 86-14 | 88-12 | 90-10 | 92-8 |
| Platinum+ | 1.500.000 | 1.250.000 | 90-10 | 90-10 | 91-9 | 92-8 | 93-7 |
| Withholding Rates | 15% | 12% | 10% | ||||
Usd-Euro Participation Accounts
|
Profit Share Rate (%) |
| Opening Balance | Minimum Balance | 1 Month (30-31 Days) | 3 Months (32-91 Days) | 6 Months (92-180 Days) | 1 Year (181-364 Days) | More Than 1 Year (366-999 Days) | |
|---|---|---|---|---|---|---|---|
| Classic | 250 | 250 | 60-40 | 61-39 | 63-37 | 67-33 | 70-30 |
| Silver | 50,000 | 35,000 | 65-35 | 66-34 | 68-32 | 72-28 | 75-25 |
| Gold | 250,000 | 175,000 | 67-33 | 68-32 | 70-30 | 75-25 | 80-20 |
| Platinum | 750,000 | 600,000 | 70-30 | 71-29 | 73-27 | 77-23 | 82-18 |
| Platinum+ | 1.500.000 | 1.250.000 | 75-25 | 76-24 | 78-22 | 80-20 | 85-15 |
| Withholding Rates | 18% | 15% | 13% | ||||