Homeland Property Financing for Expats

Want to own a house in Turkey to relieve your homesickness? Consider applying for Kuveyt Türk's Homeland Property Financing for Expats (Gurbetten Sılaya Gayrimenkul Finansmanı)

What Is Homeland Property Financing for Expats?

Homeland Property Financing for Expats is a financial support special to Turkish citizens living abroad and earning wages in foreign exchange. Citizens of foreign countries included in the reciprocity list can also benefit from this financing.

How Can I Apply for Homeland Property Financing for Expats?

If you live abroad as a resident, you can only apply for financing in TRY. Foreign citizens on the reciprocity list can apply for financing in both TRY and foreign currency.

Homeland Property Financing for Expats Features

The features of Homeland Property Financing for Expats with advantageous repayment options are as follows:

• Homeland Property Financing for Expats is a type of housing finance with special conditions. People who live abroad as residents can only apply for financing in TRY. Foreign citizens on the reciprocity list can apply for financing in both TRY and foreign currency.
• The amount of financing you can use may vary depending on the appraisal value, usage status (new/second-hand), and energy class of the house.
• If the borrower has at least one house owned by themself, their spouse, if any, or children under the age of 18, the amount of financing they can use is reduced by 75%.
• Financing is available up to 50% of the appraisal value.

Homeland Property Financing for Expats Calculator

You can use this calculator to get an idea of how much repayment will be made according to the term.

By Financing Amount

By Installment Amount

Product

Amount

TL

Maturity

Month

Specify Profit Rate

First Installment Date

Installment Amount	Total Amount Paid	Monthly Profit Rate
0,00 TL	0,00 TL	%0

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Repayment Plan

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Detailed Info and Repayment Plan

• Financing Allocation Fee
• The Total Amount to be Paid
• Number of Instalments
• Installment Amount
• Financing Amount
• Survey Fee
• Mortgage Collateralization Fee
• Montly Cost
• Yearly Cost
• Total Cost
• Monthly Profit Rate

Instalment No	Installment Amount	Principal Amount	Remaining Principal Amount	Profit Amount	RUSF	BITT

• The amount of the financing varies according to the appraisal value of the house, whether it is new or second-hand, and the energy class of the house, provided that the person using the financing has at least one house owned by them, their spouse, or their children under the age of 18.
• Expenses paid to public institutions/organizations and third parties as part of appraisal and mortgage establishment services belong to the customer.
• The minimum appraisal fee is calculated as TRY 7.895. The appraisal fee varies depending on the location of the real estate. In appraisal and mortgage establishment transactions, a fee equal to the cost is charged.
• Payment schedule, BITT is calculated as 0% for mortgages. In the case of a house in the person's name, BITT 15% is added.
• Online applications are only valid for financing requests with a monthly profit rate up to TRY 3,000,000. For financing applications of TRY 3,000,000 and above, please contact our branches.
• In case of using Credit Life Insurance, BES and credit card products from our bank, 8 points of discount will be applicable.

How Can I Apply for Homeland Property Financing for Expats?

You can visit the nearest Kuveyt Türk Branch to apply for Homeland Property Financing for Expats. Start the process now and enjoy an advantageous financing option!

Frequently Asked Questions About Homeland Property Financing for Expats